An American Healthcare Proposal Essay - 758 Words

The first thing that would be enacted through my optimal health care reform plan would be making employer based insurance mandatory. Individuals who are employed will be eligible for health insurance coverage and will not be able to opt out with out proof of other insurance. Employer based insurance will become more affordable for both employers and employees through a tax credit incentive. Employers will be able to choose which plans to provide to employees through the use of a Health Exchange. No less than two plan options will be available to employees. Medicaid is often mistaken as insurance strictly for the poor. This is not the case as many middle income households rely on this insurance. For this reason the program will be†¦show more content†¦Insurance companies will be monitored by a new governmental committee to prevent price gauging. If an insurance company was found to price gauge they would be heavily fined. Creating a health care reform plan for the U.S. health care system is no easy task. Multiple things must be taken into consideration. These include making insurance affordable, making sure the plan is economically feasible, and creating a plan that will still work in the future. What hindered the reshaping of health care into a sustainable system in the past, are the health sectors interests that prefer the status quo. By continuing to cling on to yesterday’s model, the health care industry is creating its own peril (Schaeffer, 2007). FUNDING AND CONCLUSION In the past what has hindered health care reform plans from being enacted were the issues surrounding how they were to be funded. When comparing the attempts of the Clinton administration, the current legislation developed by both the House and the Senate, and Britain’s National Health Service, it is in my opinion that my optimal health care reform plan be funded through taxes, cost-sharing, and fees. 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